Subrogation

A large settlement was paid by an insurer on behalf of its private party primary insured and public entity additional insured when a toddler was hit by a golf ball from a municipal golf course maintained by the private party. The toddler suffered brain injuries. The insurer then sued its additional insured, City, to recover full reimbursement on theory that the public entity was not an additional insured as well as being the sole cause of the incident.

Insurer repaired residential properties with damages from trees falling onto the homes. They brought subrogation actions to recover their costs of repairs. The theories on the subrogation claims ranged from dangerous conditions of public property to inverse condemnation from the City owned/installed tree as part of a City-designed plan.

Insurer sought reimbursement on auto property damages payout claiming that another party was the cause of the auto accident.